Optimus Financing

Unexpected kitchen, bathroom, or whole home repairs or replacements can be stressful and costly. That’s why we partner with OPTIMUS, the all-in-one financing platform that helps us make your project stress-free and affordable.

OPTIMUS offers multiple financing programs to get you the best rate possible, even if you have challenged credit. Get pre-qualified today for a flexible payment plan in less than two minutes without impacting your credit score.

Optimus Financing

Financing for All Credit Scores. Choose from five financing options:

Fixed Rate Plan

7.99% APR for 120 Months

Secure a reliable financing option with a fixed 7.99% APR for 120 months, offering consistent monthly payments throughout the term.

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Fixed Rate Plan

10.99% APR for 180 Months

Lock in a stable, long-term financing option with a fixed 10.99% APR for 180 months. Enjoy predictable monthly payments designed to fit your budget.

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Deferred Interest Plan

No Payments, No Interest for 12 Months

Enjoy 12 months with no payments and no interest, as long as the amount financed is paid in full within that period. After the 12-month deferral, you’ll have 84 monthly payments with rates ranging from 15.85%–21.19% APR.

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Deferred Interest Plan

No Payments, No Interest for 15 Months

Enjoy 15 months with no interest if the amount financed is paid in full within that time. After the 15-month period, 84 monthly payments will be required, including the initial 15 months, with rates ranging from 17.99%–24.99% APR.

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Mixed Rate Plan

8.94% APR for 6 Months

Take advantage of an introductory 8.94% APR with 0% interest for the first 6 months—no payments required. After the promotional period, enjoy the flexibility of 120 monthly payments at a 9.99% interest rate. Apply Now

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