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Financing Options

Simplify Your Home Remodeling Project
Buildertrend Financing Logo

Make your dream project
happen with ease

  • dollar sign icon
    Why should you get financing?
    It's simple: You can have the home of your dlreams without dlraining your bank account. Financing gives you options whether you're in a bind and need cash quickly or want to hold onto your cash for other projects.
  • options icon
    Why is Buildertrend Financing the best option for your home renovation loan?
    We offer competitive rates and quick decisions without the hassle of paperwork. And since your builder's already using Buildertrend, you'll have everything in one place.
  • secure icon
    Is Buildertrend Financing secure?
    Yes. Buildertrend is partnering with Nelnet Bank, member FDIC, to provide etticient and secure funding for your project.
  • how icon
    How does it work?
    Your contractor will include a link to apply in your proposal. Once approved, and your loan documents are signed, your contractor will be directly paid in stages based on your sign-off. Nelnet Bank also offers easy-to-use tools for homeowners to manage repayment.

No down payment required

Financing that fits your project needs with loans up to $150,000*.
Choose from two financing options:


12 month same-as-cash

No interest and no monthly payment1

Enjoy the flexibility of arranging payments anytime within a year of receiving the loan. Interest accrues at 19.99% APR, but is waived if paid in full within 365 days.1


Low monthly payment


Break your project up into manageable monthly payments with no prepayment penalty.

  • equal housing opportunity logo

    Financing applied for and processed through the Buildertrend platform is provided by Nelnet Bank, Member FDIC (13907 South Minuleman Drive, Draper, UT 84020) without regard to age, race, color, religion, national origin, sex, gender, handicap, or familial status. Loans offered to qualified consumers for the purpose of personal, household, or family use only. All loans subject to qualifying credit approval. Offers are subject to change and may be discontinued at any time. Minimum loan amounts apply. Available loan amounts from $3,000 to $150,000.

    'No minimum monthly payment requirement and no interest for the first 12 months 1365 days) from date funds are first disbursed to your contractor. Interest begins to accrue during this 12-month promotional period at a 19.99% foed APR beginning from the date the funds are first disbursed to your contractor; but all interest is waived if the principal loan amount is repaid in full before the end of the 12-month period. Any outstanding amount, including principal and accrued interest, not repaid in the promotional 12-month period is subject to varying repayment terms thereafter of 60 to 180 months depending on the initial principal loan amount approved.